It’s no secret that you need capital to operate and grow, but then comes the question how do you get it? For some of the lucky ones they have the personal cash to use or they are able to tap well heeled friends and family for the money. For the unlucky ones, you need money to operate and grow, but where do you get it? Tap your community bank. An often overlooked … [Read more...]
Survive and Thrive
One thing women are good at dealing with is change, especially women business owners and entrepreneurs. We adapt, change and morph with the times. It's how women and women-owned businesses still thrive. A Citibank survey shows that women still have hope that their own personal financial situation will change for the better, despite what is going on with most of the economic … [Read more...]
Are They Contractors or Staff?
One of the more complicated tasks for a business owner is being able to correctly classify the people working for you. As a one man shop it it’s fairly easy, when you pull someone in it is a temporary arrangement. As a larger operation, it gets a bit tougher. The Department of Labor and the IRS have just made this issue more complicated. The Department of Labor and the IRS … [Read more...]
HP Headed to Hotel California?
HP has made some controversial decisions lately, but is Meg Whitman a great strategic move or the kiss of death for this once great tech company? HP announced Whitman’s appointment on September 22, 2011 but given the public comments, customers seem to think it’s a bad choice. It’s my stance that HP usually leaps before it looks and I am not sure that I am sold on Whitman as … [Read more...]
Women Entrepreneurs, Funding, and the Economy
Over the years more and more women are launching their own businesses and brands. The Women's Business Development Center in Chicago recently had its 25th Anniversary Conference (http://www.suntimes.com/business/7617557-420/women-entrepreneurs-see-progress-over-25-years.html). They have said that there has been an enormous amount of growth in women-owned businesses, but … [Read more...]
The Cost of Business
In our current situation many companies are cackling about how much money they have saving on services and are doing their fair share to keep pushing prices down. On the surface this savings looks good to many companies, but as soon as the economy turns around these services are going to go back to the increased costs they deserve and then what? Well in my years I have observed … [Read more...]
A Couple Reasons to Smile About
Guest post by Lena Rizkallah (learn more about Lena at the end of this post) It’s the first week of the New Year, and already there seems to be a change of energy and momentum in the air. People are optimistic–almost happy!–and it’s as if the end of 2010 wasn’t just the end of a calendar year but the end of tough times. It seems that January has not only ushered in a new … [Read more...]
The Season for Giving
Post by Jane K. Stimmler, contributing Women on Business writer The holiday season is a time of giving to friends and family. And, with the year's end in sight, it's also the time for getting a tax deduction for charitable giving. With more and more women in the workforce and therefore, presumably, in control of a significant amount of money, I got to wondering how … [Read more...]
How To Have A Scroogeless Holiday-5 Charitable Giving Strategies
Guest post by Lena Rizkallah (learn more about Lena at the end of this post) Whether it’s for a cause or organization we believe in, or solely for tax purposes, this is the time when many of us make our first and/or final charitable gifts to charity for the year. Here are five smart charitable giving strategies to keep in mind: 1. Clean out your closets! And your kids’ … [Read more...]
Part 1 of the How to Establish a Financial Relationship with a Bank Video Series
The first video in Susan Spencer's (author of Briefcase Essentials) new video series for WomenOnBusiness.com, How to Establish a Financial Relationship with a Bank, is now available on the WomenOnBusiness.com YouTube channel. Check it out below and stay tuned for more videos in this series coming soon! … [Read more...]